About Harshonomics
Practical financial education, useful calculators and clear explanations designed to make everyday financial decisions easier to understand.
Making Finance Easier to Understand
Harshonomics is an independent financial education and calculator website created to make personal finance easier to understand, calculate and plan.
The website covers personal finance, investing, saving, retirement planning, loans, taxes, interest, inflation, wealth creation and other practical financial topics.
Alongside educational content, Harshonomics provides calculators that help users estimate financial outcomes using clearly stated inputs, formulas and assumptions.
Why Harshonomics Was Created
Understand
Explain financial concepts in a clear and practical way without unnecessary complexity.
Calculate
Provide practical calculators that help users work through common financial calculations.
Plan
Help readers understand the numbers behind financial decisions so they can make informed choices for their own circumstances.
Harsh Dalal
Founder & Creator of Harshonomics
Harsh Dalal has around 6 years of personal experience and research across personal finance, investing, financial markets and related topics.
His work focuses on researching financial concepts, developing practical calculation tools and presenting complex financial topics in a clear and understandable format.
Harshonomics is an independent educational website. It does not present itself as a substitute for a qualified financial, tax or legal professional.
View Author Profile →Practical Tools for Financial Calculations
Calculators are an important part of Harshonomics. They are designed to help users work through common financial and everyday calculations in a simple and understandable way.
Users can enter their own figures and assumptions.
Relevant formulas and calculation methods are explained where appropriate.
Estimates are not presented as guaranteed financial outcomes.
Calculator results are estimates based on the information entered by the user and the assumptions used by the relevant calculator. Actual financial outcomes may differ because rates, taxes, returns, fees, market conditions and other circumstances can change.
Learn how our calculators work →How We Research Financial Information
Harshonomics aims to use reliable and relevant sources when researching financial information. For topics involving rules, regulations, taxes, government schemes, financial institutions or other time-sensitive information, official and primary sources are given priority whenever available.
Information is reviewed for relevance and accuracy before publication, and important time-sensitive information may be updated when rules, rates or other underlying facts change.
Because financial information can change over time, readers should also check the latest information from the relevant official institution or qualified professional before making important financial decisions.
Read our research & sources policy →Our Editorial Approach
Harshonomics aims to keep financial content practical, understandable and transparent about assumptions and limitations.
Our editorial approach is focused on clarity, factual accuracy, transparency and usefulness rather than promoting a particular financial product or promising a particular investment result.
Read our Editorial Policy →Important Financial Disclaimer
The information provided on Harshonomics is for general educational and informational purposes only. It is not personalised investment, financial, tax or legal advice.
Financial calculations and examples are estimates based on the inputs, formulas and assumptions stated on the relevant page. They should not be interpreted as guarantees of future returns, savings, profits or financial outcomes.
Before making an important financial, investment, tax or legal decision, consider your individual circumstances and, where appropriate, consult a qualified professional.
Read the full disclaimer →Built for Better Financial Understanding
Harshonomics aims to build a useful long-term resource where readers can find understandable explanations, practical calculators and transparent financial information.
We believe good financial education should help people understand the numbers behind a decision rather than simply telling them what to do.
Contact Harshonomics
If you have a question, correction, suggestion or notice an issue with information published on the website, you can contact us.