5-in-1 Online PPF Calculator
The Public Provident Fund (PPF) is a trusted government-backed long-term savings scheme offering tax-free returns under the EEE (Exempt-Exempt-Exempt) status. This 5-in-1 PPF Calculator helps you plan investments, track interest compounding, evaluate monthly contributions, and estimate extended tenure growth.
How the 5 Calculator Modes Work
1. Standard PPF Calculator
Calculates overall maturity corpus, total principal invested, and cumulative interest earned over a 15-year statutory tenure.
2. PPF Maturity Calculator
Focuses directly on the final lump-sum amount payable upon account maturity.
3. PPF Interest Calculator
Isolates the interest component earned through annual compounding, which is calculated monthly on the lowest balance between the 5th and last day of each month.
4. PPF Monthly Investment Calculator
Allows flexible planning by calculating returns based on monthly contributions rather than a single annual lump sum.
5. PPF Extension Calculator
Projects corpus accumulation if you choose to extend your PPF account in blocks of 5 years beyond the initial 15-year term.
PPF Compounding Formula Overview
Where F = Maturity Value, P = Annual Deposit, i = Annual Interest Rate, n = Total Number of Years
Frequently Asked Questions (FAQs)
You can invest a minimum of ₹500 and a maximum of ₹1,50,000 per financial year in a PPF account.
No, the interest earned and the final maturity amount withdrawn from a PPF account are 100% tax-free under current Indian income tax laws.