Global Insights, Smarter Investments
By Harsh – Founder of Harshonomics.com (Updated: January 19, 2026 – Timeless Habits) It’s Harsh from Harshonomics.com. 2026 is here, but one thing remains unchanged: Real wealth isn’t loud. It’s quiet. The people with crores in the bank are often the ones in your neighborhood driving normal cars, wearing normal clothes, and living normal lives. … Read more
Most finance advice changes every year: new mutual funds, new tax rules, new crypto, new apps. But after seeing multiple market cycles, job losses, weddings, kids’ education, and parents’ medical bills, I’ve realised only 7 rules actually matter for 95% of middle-class Indians. Follow these religiously and you’ll build serious wealth — even with a … Read more
First published Dec 2025 | Updated till 30 Nov 2025 Hi, Harsh here from Harshonomics — where I break down real, middle-class-friendly finance without fluff. 2025 was a rollercoaster: Nifty crashed twice, small-caps corrected 20–28%, and WhatsApp groups turned into panic rooms. Yet one fund in my personal portfolio delivered +28.14% YTD (Jan–Nov 2025) and … Read more
Quick Navigation: 1. The Night the Alert Hit 2. Timeline of Pain 3. Currency Carnage 4. Middle-Class Playbook 5. US/EU/Canada Cheat Sheet 6. Business Pivot 7. Mental Game 8. 2-Hour Action Plan 9. Q&A 10. Final Whisper 1. The Night the Alert Hit: A Personal Wake-Up Call It was 2:17 a.m.—my phone buzzed like it … Read more
It’s October 8, 2025, 06:55 AM IST, and India feels like it’s holding its breath. Bihar’s assembly elections, with voting set for November 6 and 11 and results on November 14, are dominating headlines. Add to that Ladakh’s autonomy protests, Manipur’s ethnic clashes, Assam’s ST demands, and Maharashtra’s bandhs, and you’ve got a recipe for … Read more