10 Evergreen Principles to Build Real Wealth in India: Timeless Rules That Never Fail

By Harsh – Founder of Harshonomics.com (Updated: December 31, 2025 – Timeless Edition) As we close 2025 and step into 2026, it’s Harsh here from Harshonomics.com. Every year, millions make New Year resolutions about money – “Is saal saving karunga”, “Invest karunga”, “Amir banunga”. But 99% fail. Not because they lack money or knowledge – … Read more

India’s Top 10 Safest Investments for 2026: Zero-Risk Options to Build ₹1 Crore Corpus with Guaranteed Returns

By Harsh – Founder of Harshonomics.com December 25, 2025 Merry Christmas everyone! It’s Harsh from Harshonomics.com. Christmas ke din bhi mera inbox full hai – log puch rahe hain: “Bhai, 2026 mein market crash aayega kya? Trump tariffs, global slowdown, India mein elections ke after-effects… paise kahan safe rakhein?” Answer simple hai: Safe, government-backed investments … Read more

Why I’m Quietly Moving 40% of All Fresh Money Into Mid-Cap Funds in December 2025 (The 3 Funds That Survived Both Crashes Better Than 92% of Large-Caps)

Hey, Harsh this side from harshonomics.com. 33, Mumbai, married, one daughter, regular 9-5 finance job + small blog where I only write about money I’m actually investing myself. I’m the guy who kept buying small-caps when Nifty crashed twice in 2025. Now I’m doing something that makes even my CA friends raise eyebrows: I’m putting … Read more

The Indian Mutual Fund That Delivered 28% in 2025 While Nifty Crashed Twice

First published Dec 2025 | Updated till 30 Nov 2025 Hi, Harsh here from Harshonomics — where I break down real, middle-class-friendly finance without fluff. 2025 was a rollercoaster: Nifty crashed twice, small-caps corrected 20–28%, and WhatsApp groups turned into panic rooms. Yet one fund in my personal portfolio delivered +28.14% YTD (Jan–Nov 2025) and … Read more

Mutual Funds 2025: Ultimate Beginner Guide to Start SIP, Grow Wealth & Beat Inflation

Mutual Funds 2025: The Ultimate Guide for Indian Beginners to Start Investing Smartly MoneyMindset. Why MFs? Fund Types How to Start SIP Calculator Risks & Hacks Menu Mutual Funds 2025: The Ultimate Indian Beginner’s Playbook Hi, I’m Raj — a 32-year-old software engineer from Bangalore. In 2018, I started with ₹1,000/month SIP on a ₹25,000 … Read more