Global Insights, Smarter Investments
Hey, Harsh this side from harshonomics.com. 33, Mumbai, married, one daughter, regular 9-5 finance job + small blog where I only write about money I’m actually investing myself. I’m the guy who kept buying small-caps when Nifty crashed twice in 2025. Now I’m doing something that makes even my CA friends raise eyebrows: I’m putting … Read more
First published Dec 2025 | Updated till 30 Nov 2025 Hi, Harsh here from Harshonomics — where I break down real, middle-class-friendly finance without fluff. 2025 was a rollercoaster: Nifty crashed twice, small-caps corrected 20–28%, and WhatsApp groups turned into panic rooms. Yet one fund in my personal portfolio delivered +28.14% YTD (Jan–Nov 2025) and … Read more
Hey there, I’m Harsh, and if you’re reading this, chances are you’re staring at your laptop screen late at night, scrolling through visa forums, wondering if that “escape hatch” to a new life abroad is just a pipe dream. I get it—I’ve been there. Back in 2019, I was a 28-year-old IT guy in Mumbai, … Read more
Imagine this: You set aside the cost of one small chai every day. Nothing dramatic. No big salary jumps. No secret tips. After 25 years, that quiet habit turns into ₹1 crore or more. This isn’t motivation. It’s arithmetic. And it’s working for millions of Indians right now. Let’s walk through it — slowly, clearly, … Read more
Quick Navigation: 1. The Night the Alert Hit 2. Timeline of Pain 3. Currency Carnage 4. Middle-Class Playbook 5. US/EU/Canada Cheat Sheet 6. Business Pivot 7. Mental Game 8. 2-Hour Action Plan 9. Q&A 10. Final Whisper 1. The Night the Alert Hit: A Personal Wake-Up Call It was 2:17 a.m.—my phone buzzed like it … Read more