Why I’m Quietly Moving 40% of All Fresh Money Into Mid-Cap Funds in December 2025 (The 3 Funds That Survived Both Crashes Better Than 92% of Large-Caps)

Hey, Harsh this side from harshonomics.com. 33, Mumbai, married, one daughter, regular 9-5 finance job + small blog where I only write about money I’m actually investing myself. I’m the guy who kept buying small-caps when Nifty crashed twice in 2025. Now I’m doing something that makes even my CA friends raise eyebrows: I’m putting … Read more

Mutual Funds 2025: Ultimate Beginner Guide to Start SIP, Grow Wealth & Beat Inflation

Mutual Funds 2025: The Ultimate Guide for Indian Beginners to Start Investing Smartly MoneyMindset. Why MFs? Fund Types How to Start SIP Calculator Risks & Hacks Menu Mutual Funds 2025: The Ultimate Indian Beginner’s Playbook Hi, I’m Raj — a 32-year-old software engineer from Bangalore. In 2018, I started with ₹1,000/month SIP on a ₹25,000 … Read more

The ₹50/Day Investing Rule: How Middle-Class Indians Are Building ₹1 Crore by Age 50

Imagine this: You set aside the cost of one small chai every day. Nothing dramatic. No big salary jumps. No secret tips. After 25 years, that quiet habit turns into ₹1 crore or more. This isn’t motivation. It’s arithmetic. And it’s working for millions of Indians right now. Let’s walk through it — slowly, clearly, … Read more

The Harsh Truth About Money: Why 99% Stay Broke (And How You Join the 1%)

Quick Navigation: 1. Beat Inflation in 2025 2. Fix Your Leaky Salary 3. Kill Debt (My $7,200 Escape) 4. Invest Like the 1% 5. Wi-Fi Side Income 6. Legal Tax Hacks 7. Future of Money 8. Money Shame & Mindset Fix Your Global Toolkit Q&A + Bonus Tips Hey, it’s Harsh here—the guy who runs … Read more